10-Year Treasury Rate
The 10-year U.S. Treasury note yield is the most important interest rate in the world — it's the benchmark for mortgage rates, corporate bonds, and global capital flows. When investors fear inflation or fiscal problems, the 10-year yield rises; when they seek safety, it falls. The current yield is tracked live on this page from FRED data.
Fed Funds Rate
3.64%
Federal Reserve
The 10-year Treasury yield reflects market expectations for economic growth, inflation, and Federal Reserve policy over the next decade. It reached historic lows of 0.52% in August 2020 (COVID flight to safety) and climbed to 5% in October 2023 — the highest since 2007. A key concept is the 'real yield' — the 10-year yield minus expected inflation — which determines whether bonds are attractive in inflation-adjusted terms.
? Frequently Asked Questions
What is the current 10-year Treasury rate?
The current 10-year Treasury yield is shown live on this page, updated from the Federal Reserve's H.15 data series.
Why is the 10-year Treasury rate important?
The 10-year Treasury yield serves as the benchmark for pricing many other financial instruments, including 30-year fixed mortgages, corporate bonds, and international lending. When it rises, borrowing costs increase across the economy.
What causes the 10-year yield to rise?
The 10-year yield rises when investors expect higher inflation, stronger economic growth, or more government borrowing. Selling of Treasuries by the Fed or foreign governments also pushes yields up.
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